WHAT WE FUND

Property finance built around the opportunity.

We lend to UK limited companies buying property in England. We look at the purchase, completed value, works, contribution and exit together — not just one headline LTV.

£50k–£1m
Typical facility range

Selected opportunities can be considered up to 100% of the purchase price where the whole deal supports it.

WHAT WE CAN HELP WITH

Simple routes based on the deal.

We keep the product language straightforward and focus on what you are trying to achieve.

Purchase Finance

For acquisitions, auctions and time-sensitive property purchases.

Refurbishment Opportunities

You fund the refurbishment. We can consider funding the property purchase.

Refinance & Capital Release

Release capital from completed property or refinance an existing position.

?

Something unusual?

Property opportunities do not always fit a standard box. Let our team look at it.

HOW WE LOOK AT A DEAL

Whole-deal lending.

High purchase leverage can still make sense when the completed value, borrower-funded works and exit create a strong security position.

100%

Purchase price considered*

On selected opportunities where the overall deal provides sufficient security.

65%

Comfortable principal-to-completed-value position

The online indicator is designed around a principal position at or below this level.

<75%

Projected repayment security

We also consider the projected redemption position against the expected completed value.

These are indicator parameters rather than automatic approval criteria. Experience, evidence, property condition, exit and local knowledge are reviewed during underwriting rather than mechanically reducing every online indication.

We currently fund

  • Property in England
  • UK limited-company borrowers
  • Property purchase facilities from £50,000 to £1,000,000
  • Monthly or rolled-up interest
  • Sale or refinance exits
  • Selected high-leverage acquisitions

Important to know

  • PropertyLend funds the purchase rather than the refurbishment costs
  • Borrowers need sufficient funds for the works
  • First-charge security* is normally required
  • Additional security may be requested
  • Formal lending remains subject to underwriting, valuation and legal due diligence
FOUND AN OPPORTUNITY?

See what PropertyLend could fund.

Start with the core deal numbers and get a borrower-friendly indicative offer.

Get an indicative offer →
Fees & valuation: 0.5% arrangement fee, retained from the gross facility. No exit, drawdown or site-inspection fees. A satisfactory valuation is required before completion; where a new external valuation is required, the borrower pays the valuer’s actual cost and PropertyLend adds no valuation markup.